100% Customized Program for advance career development in the field of financial planning
Be a Professional Financial Planner
The module would cover in detail the Financial Planner Competency Profile, the six step process which includes Financial Planning process, client interactions,management, financial mathematics, personal financial statements, cash flow and debt management, FPSB India’s Code of Ethics and Professional Responsibility and Model Rules of Conduct, and the regulatory environment related to the Financial Planning domain.
Investment Planning cover the critical knowledge of different asset classes and interplay amongst them, the products constituting such classes and their investment risk profile to enable the management of a client’s finances towards achieving various financial goals. The development of vital understanding of the basic risk profile of the client so as to astutely recommend appropriate asset allocation is a crucial area requiring mastery.
Retirement Planning cover the knowledge of basic strategies towards achievement of objectives of a client of his/her post-retirement financial and other needs. Application of knowledge and abilities to execute the retirement strategy to attain the required corpus by systematically building the required corpus. The emphasis would also be on the process of wealth creation and its protection and liquidity aspects in the approaching years to retirement and in the post-retirement period.
This module would cover the knowledge requirements specifically related to Direct Taxes and personal taxation.The emphasis is on tax efficiency of transactions at all stages, viz. structuring of emoluments, saving taxes within permissible limits as suited to long-term goals, investing, spending, gifting and transferring wealth. The Estate planning is emphasized not as a late stage requirement but a necessary succession arrangement always in place for all assets – fixed, physical and financial.
It cover the knowledge requirements relating to insurance needs and risk assessment of clients. The evolution process requires advice on decisions in selecting various types of insurance related to personal finance for clients. This includes protection against exposures to risks of mortality, health, disability, property, liability, and long term care risk.
The strategies outlined present the situation before a prospective financial planner to assess and analyze the given information within the ambit of certain constraints and look out for possible opportunities. Also envisaged is the critical evaluation of the strategies for the desired pathway to a financial plan as well as the development of alternative strategies to modify the plan.The emphasis is on recognizing the laid down strategies as possible alternatives to seek the most appropriate solutions.
As Financial Planner provide financial plan construction to their customers & take decision by apply data analysis through Microsoft excel which require data collate, apply various financial modelling techniques to choose best alternative for their customers.
As Financial Planner is take decision making job on behalf of customer to achieve their financial goals . Professional Training Academy provide 1 year supervisory stipend based training to the students which covers client handling, data gathering , financial plan construction & financial decision making for customers.
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Investment Analysis is an advance module which provide the behavioral understanding in real time financial market to provide best proven strategies for their customers to achieve their financial goals & maximize returns.
We are keep close working with industry needs & customized our program
To create corporate ready students we manage to provide internship with stipend and also provide certain industry certifications by professional bodies .
We constantly connect with the industry people nd many recruiters to provide best advantage to the CFP students.
Industry Expert Faculty
Faculty in CFP Course require Industry Experts which also provide industry insights and current trend and changes in the wealth management or Financial Planning Industry.
CERTIFIED FINANCIAL PLANNER or CFPCM is an international certification program in the field of Financial Planning, wealth management and financial advisory services. Financial Planning is one of the fastest growing careers across the world. Being one of the fastest growing economies, India currently has around 5 crore families with investible surplus. Assuming one financial planner is handling approx. 1,000 clients need at least 50,000 Certified Financial Planners in India immediately. This is set to grow at a faster rate. CFPCM designation was rated as Gold Standard in Financial Planning by Wall Street Journal in the year 2006.
CERTIFIED FINANCIAL PLANNER Certification or CFPCM Certification is a mark of excellence granted to individuals who meet the stringent standards of education, examination, experience and ethics. It is the most prestigious and internationally accepted Financial Planning certification recognized and respected by the global financial community.
CFPCM Certification is for financial services professionals, customer relationship officers, insurance agents, stock brokers, those looking to expand their careers in the financial services business, graduates and HSC (12th) pass students who want to be professionally and globally recognized.
Financial Planning is one of the fastest-growing professions across the world and Financial Planners are the most sought after professionals by a fast growing working population that earns well, and needs expert handling of their finances. Opportunities are plenty with Banks, Financial Planning Outfits, Wealth Managers, Life Insurers, Accounting Firms, Stock brokers seeking professionals with such expertise. Financial Planners offer expert opinions on issues related to retirement planning, estate planning, tax planning, investment planning, insurance planning, financial management of small businesses and trusts, stock broking, debt and risk analysis.
Yes, currently CFP Certification is offered and recognized in over 23 countries including Australia, Austria, Belgium, Brazil, Canada, China, China Taipei, France, Germany, Hong Kong, Indonesia, Ireland, Japan, Malaysia, New Zealand, Republic of Korea, Singapore, South Africa, Switzerland, Thailand, United Kingdom and United States of America. FPSB, Denver, US enters into licensing and affiliation agreements with non-profit organisations (or their equivalent) around the world that allows the organisations to establish and operate the CFP certification program in a country or region. FPSB Affiliates who meet and maintain FPSB’s affiliation criteria of high standards are authorised to administer the CFP certification program on behalf of FPSB in a country or region. FPSB India is one of the Affiliates of FPSB, Denver, USA.
CFP certification undertaken in any of the affiliate countries is recognized globally and governed by cross border policy usage.
Financial Planners may earn in any of the following three ways:
But in the future it is sure that financial planners will be paid on a fee basis just like other professions, i.e. medical, law, accountancy, etc.
There is a greater demand for CFP certificate holders in the BFSI domain and they would have an upper hand over others.
A CFP professional could look at working with:
The certification would open up the doors of entrepreneurship. Aspiring individuals could look at starting on her own and pursue a career as a practicing financial planner.
Financial planner helps to make one’s financial dreams come true. Most of the people have hopes and dreams and life goals like buying a home or business, saving for college education for children, taking a dream vacation, reducing taxes, retiring comfortably. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals, while at the same time helping you negotiate the financial barriers that inevitably arise in every stage of life.
A CFPCM professional is an expert to help people in achieving their financial goals.
Only after a candidate is successful in all the component exams, Exam 1 – 4, he/she is eligible to take an attempt at the final exam, Exam 5. But a candidate of challenge status pathway can straightaway appear for Exam 5, he/she is not required to give Exam 1-4.
No, there is no entrance test for joining the CFPCM Certification Program.
The exams are conducted in English only.
No, there is no negative marking in the CFPCM examination.
Financial Planning Standards Board India (FPSB India) offers the CERTIFIED FINANCIAL PLANNER or CFPCM Certification Program. FPSB India is the sole licensing body that awards CFPCM Certification in India through an agreement with FPSB, US.
To benefit and protect the public, FPSB regulates how CFP professionals use FPSB’s CFP or CERTIFIED FINANCIAL PLANNER marks outside the borders of the country or region in which they first received CFP certification.
FPSB permits incidental use of the CFP marks by CFP professionals outside the country or region of their initial certification. Incidental use consists of displays of the CFP marks in/on:
If an individual wishes to hold himself or herself out as a CFP professional or use the CFP marks outside his or her country or region of initial certification for anything other than incidental use, the CFP professional can pursue one of two options:
There are 2 pathways through which an aspirant can register for the CFPCM Certification program namely:
1) Regular Pathway through either Education Partners or “Self Study”
2) Challenge Status Pathway
A candidate who chooses “Self Study” mode can pursue study by self after registration with FPSB India. However, if a candidate chooses Education Partner route for education, he/she needs to additionally register with one of FPSB India’s authorised Education Partners, which are those educational institutes/corporate which are approved by FPSB India to provide education/training for the CFPCM Certification program. Currently, FPSB India has authorised around 30 educational institutes/corporate as authorised Education Partners to conduct the education for the CFPCM Certification program (Kindly visit FPSB India website for complete directory with search capabilities).t
The Challenge Status Program is for professionals who already possess certain skill sets and proficiency which is expected of Financial Planners. In order to enrol for the Certification through the Challenge Status Pathway, the candidate needs to meet the education and experience criteria. A candidate applying for the Challenge Status pathway needs to appear only for a single examination (Exam 5). Nevertheless, the syllabus under the Challenge Status program is the same as in the Regular Pathway.
A candidate appearing for CFP examination through regular mode will require at least 6 months in completing certification. However, a candidate appearing through Challenge Status mode can complete it within 3 months.
An applicant is required to complete the CFP Certification Program within a maximum period of 1 year from the date he/she registers for the CFP Certification Education program.
In case you are unable to complete at least 3 exams within 1 year then you have to pay the renewal fees and extend for another a year to finish remaining examinations. In other words, you will need to undergo all the modules 1-5 within 1 year of registration.
Students are permitted for :
It has been observed that many candidates have cleared Exam 5 but they are not eligible to opt for CFP Certification as they lack the requisite work experience of 3 years or 5 years, as the case may be. Financial Planning Standards Board India introduces a supervision model that would help candidates develop the professional skills and knowledge required to practise Financial Planning. The supervision model mandates a candidate, “the Supervisee”, to undergo training and guidance under a Financial Planning practitioner, “the Supervisor”, for a period of one year. The exercise shall be monitored and evaluated at specified intervals.
In your case, you will be issued a Special Certificate by FPSB India mentioning that you have successfully accomplished the CFPCM Certification exams against an annual fee which is equivalent to the certification fee and following your successful completion of 3 years of work experience, you shall be awarded the CFPCM Certification.
As a matter of fact you can watch live market trading that helps you to connect with CMT. Join a Technical Analysis Course which works on real time markets by using tools & techniques . That’ll give you behavioural understanding of real time Share market. Understanding the money management by real time trading or investment activity. As we know CMT is an MCQ Exam & ask question on application level. Create short notes of Course Content. Get PPT based Short Notes & note interpretation of tools & Techniques on technical analysis. Short Notes help you out to quick revision at the CMT exam time. CMT Books have very complicated language & course content is not properly aligned as it takes topics from various books of different writers.
So we have to take individual topics and understand concepts in simple, Concise and Clear manner. Take content from various books or websites like Investopedia or Stock Charts on Each Topic for in-depth understanding. Apply tools & techniques with the help of Technical analysis or trading software’s. Read Books twice as MCQ can be created from a single line. while study mark important topics.