Type of claim	Documents required	Procedure
Medical Accident & Sickness Expenses (Outside India)	Signed Claim form Doctor’s report (Attending Physician’s Statement) Original Admission/discharge card Original Bills/Receipts/Prescriptions Original X-ray reports/ Pathological/ Investigative reports Copy of passport/Visa with Entry & exit stamp	Please contact the customer service of the Insurance Company and obtain a Claim Form through email and fill it. It is necessary to obtain the attending physician’s signature on the Form. Please collect all bills/receipts/invoices Send all documents to the Insurance Company for settlement of claim
Loss of Baggage	Claim form Copy of the passport/Visa with Entry & exit stamp Copies of boarding pass/Ticket/ Baggage Tags Copies of Correspondence with the Airline authorities/Others about loss of checked baggage PIR report (To be obtained from the Airline authorities) Details of compensation received from Airlines/Other authorities	Intimate the airline about your loss and lodge complaints. Claim Form can be obtained from the customer service of the Insurance Company through email. Fill in the Claim Form and send all documents to the Insurance Company for settlement of claim.
Loss of Passport	Copy of new passport Copy of previous passport (if available) Copy of return tickets Original bills/invoices of expenses incurred for obtaining a new passport Copy of FIR/ Police Report	Intimate the airline about your loss and lodge complaints. Claim Form can be obtained from the customer service of the insurance Company through email. Fill in the Claim Form and send all documents to the Insurance Company for settlement of claim.
Delay of Baggage	Claim form Copy of the passport/Visa with Entry & exit stamp Copies of boarding pass/Ticket/baggage tags Copies of Correspondence with the Airline authorities certifying about the delay PIR report (To be obtained from the Airline authorities) Original bills/receipts/invoices pertaining to expenses incurred/purchases made during the delay period Details of compensation received from Airlines/Other authorities	Obtain confirmation of the delay from the airline Claim Form can be obtained from the customer service of the Insurance Company through email. Fill in the Claim Form and send all documents to the Insurance Company for settlement of claim.
Accidental Death	Consultation Note OR Emergency Room’s doctor medical report OR Relevant Treatment Papers OR Discharge Summary. (Mandatory Document) Copy of the passport showing the date of entry journey from India. All relevant Original Invoices for the expenses incurred. Receipt OR any other document suggestive of payment made to the hospital. Postmortem Report or Coroner’s Report Death Certificate. Final police inspection report.	Please contact the customer service of the Insurance Company and obtain a Claim Form through email and fill it. It is necessary to obtain the attending physician’s signature on the Form. Please collect all bills/receipts/invoices Send all documents to the Insurance Company for settlement of claim

IMPORTANT POINTS TO CONSIDER:

It is very essential to carry the insurance certificate issued by the insurance company and check it’s validation for the expected travel days before traveling.
The insured should make a call on the toll-free numbers before admission in any hospital.
Deductibles should also keep in mind. It is the payment made by the insured himself to the hospital, not borne by the insurance company. For instance, a hospitalization claim arises of $1000, while you (the insured) were in the USA. Insurance Company paid $900 (90%) to the hospital, remaining $100 would be paid by the insured himself.
Maximum coverage is 180 days for a single trip.
Insurance Company shall be informed regarding extension of the trip, as well.

Share Contents

Post Categories

IMPORTANT POINTS TO CONSIDER:

Top 6 factors affecting the cost of your Travel Insurance Plan

Travel Insurance Do You Really Need It This Will Help You Decide!

Things About Travel Insurance claim settlement Procedure You Need To Know

Finding the best travel insurance company Read this to end your search

Professional Programs

Certifications programs

MSME Workshops

Information

CMT Level 1 Study Material