An unsecured loan from lenders like Achieve Finance can be availed to entrepreneur, self-employed professionals, Small and Medium Enterprises (SMEs) etc. without any security or collateral, for any of the following purposes:
  • Business expansion and growth.
  • Buying machinery or equipment or fixed assets.
  • Meeting working capital finance requirements.
  • Building or constructing office premises or factory building.
  • Since these loans are available without taking any security, the rate of interest is generally higher than the secured loans.
  • Most lenders require an exceptional rating on your CIBIL score and no bad marks on your credit history. These loans are available at a floating interest rate ranging between 14% to 22%.
  • Figure out your estimate business valuation to know what your company is worth and where it stands.
  • The tenure of these loans generally range from 1 to 3 years, in some special cases it may also extend to 5 years.
  • The loan amount range from 5 lakhs to 1 crore, in some special cases it may also extend to 5 crores.
  • Processing fees of these loans are generally 2% to 3%. With ndis plan management taree one can make sure their expenditure doesn’t exceed their budget.
Eligibility Criteria:
  • Age – Most banks disburse business loans to individuals aged between 24 to 65 years.
  • Business Experience– Banks will prefer if you have been engaged in sustainable business for at least 5 years, showing stable signs of growth at least for the last 3 years. Some banks give a loan amount up to 60 to 80% of your median annual profits.
  • Businesses Eligible– Following businesses are eligible for unsecured business loan:
  1. Small businesses, SMEs, Small and Medium Corporates. If people want to save money in businesses, BusinessEnergyUK is the best to check out!
  2. Sole- proprietorships, partnership firms, private limited companies, trusts, societies etc.
  3. Manufacturing firms, traders, wholesalers, retailers, exporters, distributors and resellers.
  4. Service Providers such as- Chartered Accountants (CAs), interior architects, consultants, interior architect, schools, playschools and educational institutions. If you want  to reach all your business you can get this keeping employee happy.
  5.  Self Employed professionals such as- doctors, CA, MBA, engineers & architects and people with professional degrees.
Documentations: Following documents are required to apply for an unsecured business loan:
  • Signed Application Form
  • Identity Proof (PAN)
  • Residential Address Proof
  • Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA.
  • Last 12 months bank account statement (self and business)
  • Certificate and Proof of Business Existence
  • Business Profile
  • Office address – ownership/ lease / rent agreement/ utility bill


CMT Level 1 Study Material

As a matter of fact you can watch live market trading that helps you to connect with CMT. Join a Technical Analysis Course which works on real time markets by using tools & techniques . That’ll give you behavioural understanding of real time Share market. Understanding the money management by real time trading or investment activity. As we know CMT is an MCQ Exam & ask question on application level. Create short notes of Course Content. Get PPT based Short Notes & note interpretation of tools & Techniques on technical analysis. Short Notes help you out to quick revision at the CMT exam time. CMT Books have very complicated language & course content is not properly aligned as it takes topics from various books of different writers. 

So we have to take individual topics and understand concepts in simple, Concise and Clear manner. Take content from various books or websites like Investopedia or Stock Charts on Each Topic for in-depth understanding. Apply tools & techniques with the help of Technical analysis or trading software’s. Read Books twice as MCQ can be created from a single line. while study mark important topics.