These days owning a car is really important. People consider cars as better than two-wheelers because of the safety and comfort that it gives. There are around 30 million cars in India at present and this number is increasing day by day. Cars are available at a price of a minimum of Rs.1.5 Lakhs (which you can see in conklincdjrnewton.com/new-jeep-gladiator site)and a maximum price of it is in millions. Now, not all people are able to afford a car. Even Rs.1.5 lakhs becomes a huge amount for some people. With this comes the need of car loans and you can learn more here about the companies that have the best quality cars that can be easily bought through simple loans. People take car loans to fulfil their dream of owning a car. A car loan can become a solution to many problems of a person. But people those who own a car already can also consider Conklin Nissan Repair as they can fulfill all kinds of service needs.
Almost all private/public sector lenders in India offer car loan options with terms and conditions that are highly customer friendly, affordable and scalable. By qualifying for a very simple list of identity, income and credit history qualifications, you can be the proud owner of your own brand new car. Car loans are available not only for new cars (visit the Conklin Chevrolet Repair Salina for the best ones) but also for used cars as well. So, if you are planning to buy a second-hand car and there is a shortage of funds then you can easily take a pre-owned car loan subject to the condition that the car is not older than 3 years.
Features and Benefits of Car Loans
Following are the features and benefits of taking a car loan:
ELIGIBILITY CRITERIA FOR A NEW CAR LOAN
To avail a New Car Loan, you should be an individual aged 21 to 65 years, belonging to one of the following 3 categories:
ELIGIBILITY CRITERIA FOR A PRE-OWNED CAR LOAN
To avail a Pre-owned Car Loan, you should be:
Documentation for New car loan
Documents for Pre-owned Car loan
Following are the interest rates of the most popular banks offering NEW CAR LOAN and PRE-OWNED CAR LOAN:
A new car loan can be repaid within a maximum period of 84 months.
Pre-owned car loan can be repaid within 8 years minus the age of the vehicle subject to a maximum tenure of 5 years
CAR LOAN EMI CALCULATOR
Car loan EMI calculator helps you to calculate the monthly EMI payment and the total interest payable by just entering the following information:
The EMI calculator makes it easy for a person to know in advance as to what amount of total interest he will have to pay.
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