Travel insurance is not yet mandatory in India but effectively it is as in some foreign countries it is mandatory to have a travel insurance in order to get visa procedure done. It is not compulsory in New Zealand too as the last time I had applied for a New Zealand ETA online I did not have to go through any such procedure of acquiring travel insurance. Regardless of the purpose of the tour, or the shakiness of the transport, whether it is for higher studies or just for a recreational purpose, you should definitely have a travel insurance plan. It should be the foremost step that you should do when you plan to take a trip abroad. A travel insurance policy will protect you against common risks such as passport delays, flight delays, baggage misplacement, hospitalization, mugging, hijacking, theft, etc., in the foreign land. You can contact expert lawyer Manuel Prada to know more about insurance policy and to recover insurance benefits.
This is the list of the top 5 travel insurance companies, which can help you to find the best travel insurance plan offered by the insurers in a short span of time:
1. ICICI Lombard Travel Insurance
ICICI Lombard, one of India’s leading general insurance providers, offers some well-appointed solutions to put your travel-related apprehensions to rest. It provides plans which are made by keeping in mind the problems that one can face when going abroad.
Reasons to buy ICICI Lombard Travel Insurance
They offer approved travel insurance plans that are tailor-made to suit Schengen visa requirements
The $ 25,000 travel insurance plan for Asia secures you against baggage loss, trip delays, extensions, and accidents. In case of drunk and drive accidents, breathalyzer, blow or not is something people should think about!
Assurance for frequent trips-Travel frequently and conveniently with the Gold Multi-Trip plan and secure up to 30, 45 or 60 days per trip yearly
Secure your travel with an insurance plan that offers you a sum insured of up to $500,000
Their policy allows you coverage up to 85 years of age without having to undergo any prior medical tests
Provides a travel insurance plan that lets you avail cashless hospitalization facility worldwide
Offer coverage for total loss of checked-in baggage including handbag
Types of ICICI Lombard Travel Insurance:
International Travel Insurance-Single Round Trip
Travel Insurance – Gold Multi-Trip
Senior Citizen Travel Insurance
Asia Plan
2. BAJAJ Allianz Travel Insurance
Bajaj Allianz provides a comprehensive travel insurance that can help you when you face trouble or financial setbacks in the foreign land so that you can travel overseas with your loved with by keeping all the worries aside.
Reasons to buy BAJAJ Allianz Travel Insurance:
Covers loss of baggage/passport
Covers flight delays & trip cancellations
Associated with reputed airline partners like Jettly
Cashless medical facility abroad
Quick claim settlement
Emergency cash advance
Personal accident cover
Extensive coverage at competitive price
Multiple payment options
The only insurance company with in-house international toll-free and fax numbers.
Innovative packages to match individual needs.
Quick disbursement of claims.
Student and senior citizen specific insurance covers.
Covers expenses of hospitalization, loss of baggage, trip cancellation, trip curtailment and burglary of your home.
Types of Travel Insurance plans offered by Bajaj Allianz:
Reliance General Reliance General Travel Insurance provides travel insurance plans according to various destinations. Reliance has specific international travel insurance plans designed for Asia, Schengen countries, Annual Trips, Senior Citizens & Overseas trips. Reliance General Travel Insurance will help you enjoy your trip in peace by providing all the necessary covers.
Key Benefits of Reliance General Travel Insurance:
Free international SIM Card with every international travel insurance quote
Most preferred family plan starting from just Rs 306*
No paperwork
No medical check-up until the age of 90 years
Cashless hospitalization
Types of Travel Insurance Plans offered by Reliance General:
Reliance Travel Care – Asia Policy. As the name suggests the Asia Travel Insurance policy is designed specifically for travellers wandering around Asia.
The Reliance Travel Care – Schengen Policy, as the name suggests is designed specifically for travellers wandering around any of the Schengen countries.
Senior Citizen Travel Insurance Policy
Annual Multi-Trip Insurance Policy. It offers you coverage for multiple trips in the period of one year, so you don’t have to stress about applying for international travel insurance every single time
Reliance Student Travel Insurance in a plan which is tailored for students
Plans for other destinations are also available-South Africa, Middle East, Australia, UK, South America, USA and Canada
4. TATA AIG Travel Insurance
One of the unique features about TATA AIG Travel Insurance is that Travel Insurance policies from Tata AIG General Insurance Company Limited takes care of emergencies during your travel, whether overseas or domestic. It covers personal accident, medical expenses, loss of passport, trip delay, trip cancellation, baggage loss, and other risks while travelling abroad. The procedure of uk passport renewal in australia need not be a hassle with the right kind of people on your side.
Types of Travel Insurance Plans offered by Tata AIG:
HDFC Ergo offers comprehensive travel insurance policies for customers to protect them from various threats/risks that come along with traveling for you to enjoy the vacation -free of worries.
Reasons to buy HDFC Ergo Travel Insurance:
Various travel insurance plan options across geographies including Schengen countries and length of travel to suit every need
Buy travel insurance policy online instantly in 3 easy steps
Enjoy optimum coverage at the most affordable price
Enjoy 24*7 HDFC ERGO’s international travel assistance support
Manage your overseas travel insurance policy online to match policy period with your travel dates
Types of Travel Insurance plans offered by HDFC Ergo:
Individual Travel Insurance
Family Travel Insurance
Student Travel Insurance
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